The beta version of the Xinja app and card lets you track your discretionary spend (or disposable income). Load it up at the beginning of the month and its simple tap or swipe prompts will help you get through in great financial shape. Chuck away your credit card and get financially nimble. Features will be added continually, but at launch they included:
The Xinja app is now in the App Store and we are just beginning to roll-out the first cards. This is happening slowly to begin with as we seek feedback from the early BETA testers to help us modify and improve the app and prioritise the new features. There is a waitlist for the card but we will get them out as fast as we can – please join below if you haven’t done so already – and we’ll let you know as soon as you get to the top! For more information on the card, read the Product Disclosure Statement.
We will be bringing out Xinja Home Loans later in Q1 or Q2 2018. We are developing home loan products that will not only be highly competitive, but simple and fast to apply for, and including new features designed to make getting, paying off and managing your homeloan much easier. If you’d like to be one of our early home loan customers – or have some specific ideas or requests for the kind of home loan you’d like! – drop us a line at [email protected].
The next planned product is transactional accounts, which we are hoping to launch in June or July 2018 (subject to our obtaining a banking licence). And as we develop and introduce more products, we’ll be adding more AI (artificial intelligence) – ie: getting smarter – as we go, making the service more & more tailored to you, and even easier to use – all via the app.