Xinja products

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Xinja app & prepaid card

The beta version of the Xinja app and card lets you track your discretionary spend (or disposable income). Load it up at the beginning of the month, check how much your spending as you go thru the day, – and look at what you’re spending on (where your money is going!). And Xinja makes for a great travel card – see features below plus it’s a great way to stay secure and track the holiday budget. Chuck away your credit card and get financially nimble. Features will be added ongoing, but currently they include:

Tap&Go pre-paid card
Tap&Go pre-paid card
Open an account in seconds
Open an account in seconds
Instant top up via debit card
Instant top up via debit card
Free ATM withdrawals at home & overseas! (but ATM provider may charge a fee so watch that - out of our hands!)
Free ATM withdrawals at home & overseas! (but ATM provider may charge a fee so watch that - out of our hands!)
Xinja charges no international ATM withdrawal fees, no card fee and the currency conversion fee of 3.5% is fully refunded
Xinja charges no international ATM withdrawal fees, no card fee and the currency conversion fee of 3.5% is fully refunded
Spend Categories & daily spend figure (know where your money is going)
Spend Categories & daily spend figure (know where your money is going)
Freeze or thaw your lost card instantly (great security!)
Freeze or thaw your lost card instantly (great security!)
Fast, friendly support via chat
Fast, friendly support via chat
Lots of emojis
Lots of emojis

The Xinja app is in the App Store and the prepaid card is now available. Click Join Us at the top or bottom of the page to register to get yours now. We’ll be rolling out new app features regularly, so keep an eye out for news about those. We are aiming to bring out an Android version of the app in the few months so if you are an android user, click Join Us also to leave your email address and we’ll invite you to beta test the app as soon as it’s ready!

Indue Limited (AFSL 320204) is the issuer of the Xinja Prepaid Card pursuant to a worldwide licence from Visa Worldwide Pte Limited. Xinja Pty Ltd is the distributor and promoter of the card and is an authorised representative of Indue. Any advice is general only and doesn’t take into account your objectives, financial situation or need. Consider the PDS to see if it’s right for you.

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Xinja home loans

We will be issuing our first Xinja Home Loan in June to a small number to test and then rolling out generally in Q3 or 4. We are developing home loan products that will not only be highly competitive, but simple and fast to apply for, and will include new features designed to make getting, paying off and managing your home loan much easier. If you’d like to be one of our early home loan customers – or have some specific ideas or requests for the kind of home loan you’d like! –  drop us a line at [email protected].

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Xinja product roll out

The next planned product is transactional accounts, a beta version of which we are hoping to launch later in 2018 (subject to our obtaining a banking licence) and rolling out generally to the public in Q2 2019. And as we develop and introduce more products, we’ll be adding more AI (artificial intelligence) – ie: getting smarter – as we go, making the service more & more tailored to you, and even easier to use – all via the app.