Update: Now that we are a bank, we are hoping to launch the Xinja Bank account in the next few months – subject to our receiving our full banking licence from the regulator – and so we are no longer taking applications for the Xinja prepaid/travel card. The new Xinja bank account and app will have all the benefits of the Xinja prepaid app and card AND A LOT MORE!!!!! And it will still be fabulous for travel :-). If you’ve missed out on the prepaid/travel card but would like to join the waitlist for the bank account, please email us at [email protected] and we’ll be in touch with you soon.
The beta version of the Xinja app and prepaid card lets you track your discretionary spend (or disposable income). Load it up at the beginning of the month, check how much you’re spending as you go through the day – and look at what you’re spending on (where your money is going!). And Xinja makes for a great travel card – see features below plus it’s a great way to stay secure and track the holiday budget. Chuck away your credit card and get financially nimble. Features currently include:
Indue Limited (AFSL 320204) is the issuer of the Xinja Prepaid Card pursuant to a worldwide licence from Visa Worldwide Pte Limited. Xinja Pty Ltd is the distributor and promoter of the card and is an authorised representative of Indue. Any advice is general only and doesn’t take into account your objectives, financial situation or need. Please see the PDS .
We’ve already launched Xinja Home Loans to a limited number of friends and family and we’ll be rolling out to the public in late 2019 or 2020. We are developing home loan products that will not only be highly competitive, but simple and fast to apply for, and will include new features designed to make getting, paying off and managing your home loan much easier. If you’d like to be one of our early home loan customers – or have some specific ideas or requests for the kind of home loan you’d like! – drop us a line at [email protected].
The next planned product is bank accounts (transactions and savings account), which are in build and (subject to our obtaining a full banking licence) we are hoping to roll out in mid 2019. And as we develop and introduce more products, we’ll be adding more AI (artificial intelligence) – ie: getting smarter – as we go, making the service more & more tailored to you, and even easier to use – all via the app.