Xinja team


The Xinja team includes experts in banking & financial services, human centred design, customer experience & marketing, and technology and operations. Combining experience from across these industries, ensures solutions are solid - reliable, compliant and well engineered - but also delightful 🙂

Xinja Board


Lindley Edwards, Chair

Lindley has had a long career in financial services. She has been the Group CEO of AFG Venture Group since 2009. She is also a Board member for Grameen Foundation Australia and National Bank of Vanuatu as well as other boards. She spent a decade of her career split between Macquarie Bank and Citibank, was inducted in the Telstra Australian Business Woman Hall of Fame in 2000, and is a passionate advocate for the power of good banking and financial inclusion to bring positive social change.


Craig Swanger

Craig, also a senior figure in the financial services industry, is currently the Chief Investment Officer of Revolver Capital, a specialist in investing and advising private companies in technology and financial services. Previously he spent 15 years at Macquarie Bank most recently as their Chief Investment Officer and Head of Innovation, where he was responsible for more than US$10 bn under management across 14 countries and in a wide range of asset classes, from venture capital to debt market products.


Jason Bates

Jason was co-founder of 2 neobanks in the UK - Monzo and Starling. As Chief Customer Officer for both, he created the propositions, built product teams, led the design and development of the award-winning Monzo app, and defended the regulatory application with the FCA / PRA. Jason is now a consultant and industry figure in the neobank industry across the UK, US and Europe, currently working for 11FS on major enterprise projects.


Stephen Garner

Stephen has an extensive background in financial management, holding positions of Chief Financial Officer and Managing Director in a range of Sydney based companies across Transport Logistics, Investment and Property Development. He is currently serving as a director for 21 companies and was appointed to the Board as the representative of a substantial portion of Xinja's shareholders. He has served as President of his local Junior Rugby Club and is a keen glider pilot.

Xinja Exec Team


Eric Wilson, Founder & CEO

Eric has extensive experience across financial services, management consulting, and is a serial entrepreneur. Before Xinja, he was CEO of NAB’s National Australia Trustees, managing over $1bn for disadvantaged & disabled Australians, was Enterprise Program Director of the Future of Financial Advice Reforms at NAB, and began his career with 8 years at Accenture. He has a masters in Law, has served as a board member of Lifeline Northern Beaches, and passionately believes in better banking for Australians.


Van Le, Co-founder & Customer Innovation Director

Van is an expert in customer experience design and has worked in financial services and other industries in CXD but also public policy, regulatory strategy, organisational transformation, business & product development, operational excellence, and leadership & resilience programs.  She has an MBA, lectures at UNSW, and is a former lawyer and public servant.  Van also sits on SDN Children’s Services research & ethics committee. Growing up in Perth, she arrived in Australia as an 11 month old refugee.


Verity Froud, Co-founder & Head of Treasury

Verity has 20 year experience in financial services, predominantly in securitisation funding roles for various businesses. Before Xinja, she was an Associate Director at Macquarie Bank developing BFS's mortgage analytics capability. Previous roles include Treasurer at Bluestone Mortgages during the GFC and working at AMP in actuarial services, where she developed a keen interest in data, modelling and risk analysis. Verity volunteers to run the banking at her children’s school.


David Nichols, Chief Risk Officer

David is a risk management professional with extensive experience in financial services across all major risk classes. Prior to working at Xinja, David was the Chief Risk Officer of Qudos Bank, before that held various executive risk & compliance positions at CBA and started his career in corporate law firms. He has a Masters in Risk Management, as well as Economics and Law Degrees. David is passionate about secure, smooth and simply brilliant innovation to help customers bank better.


Jacqui McPherson, Chief Information Officer

Jacqui is our Chief Information Officer, responsible for delivering all technical aspects of Xinja. She has 20 years of experience as a technology strategist, advisor and CIO across financial services, government and not-for-profit organisations.


Peter Makris, Co-Founder & Director of Delivery

Peter is a proven executive at scale across financial services, digital broadband and health, and management consulting. Before Xinja, he was a Program Director delivering transformational change including NAB Wealth’s Future of Financial Advice Program, and prior to that General Manager of Strategy and Business Development at Telstra Digital launching digital start-ups. He was also a consultant with Accenture working in its venture start-up labs. Peter holds a Master’s Degree in Commerce from UNSW.