Xinja team

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The Xinja team includes experts in banking & financial services, human centred design, customer experience & marketing, and technology and operations. Combining experience from across these industries, ensures solutions are solid – reliable, compliant and well engineered – but also delightful 🙂

Xinja board / board advisors

Lindley Edwards, Chair

Lindley Edwards, Chair

Lindley has had a long career in financial services. She has been the Group CEO of AFG Venture Group since 2009. She is also a Board member for Grameen Foundation Australia and National Bank of Vanuatu as well as other boards. She spent a decade of her career split between Macquarie Bank and Citibank, was inducted in the Telstra Australian Business Woman Hall of Fame in 2000, and is a passionate advocate for the power of good banking and financial inclusion to bring positive social change.

Craig Swanger

Craig Swanger

Craig, also a senior figure in the financial services industry, is currently the Chief Investment Officer of Revolver Capital, a specialist in investing and advising private companies in technology and financial services. Previously he spent 15 years at Macquarie Bank most recently as their Chief Investment Officer and Head of Innovation, where he was responsible for more than US$10bn under management across 14 countries and in a wide range of asset classes, from venture capital to debt market products.

Jason Bates, Board Advisor

Jason Bates, Board Advisor

Jason was co-founder of 2 neobanks in the UK – Monzo and Starling. As Chief Customer Officer for both, he created the propositions, built product teams, led the design and development of the awardwinning Monzo app, and defended the regulatory application with the FCA / PRA. Jason is now a consultant and industry figure in the neobank industry across the UK, US and Europe, currently working for 11FS on major enterprise projects.

Stephen Garner

Stephen Garner

Stephen has an extensive background in financial management, holding positions of Chief Financial Officer and Managing Director in a range of Sydney based companies across Transport Logistics,Investment and Property Development. He is currently serving as a director for 21 companies and was appointed to the Board as the representative of a substantial portion of Xinja’s shareholders. He has served as President of his local Junior Rugby Club and is a keen glider pilot.

Xinja team

Stephen Garner

Eric Wilson, Founder & CEO

Eric has extensive experience across financial services, management consulting, and is a serial entrepreneur. Before Xinja, he was CEO of NAB’s National Australia Trustees, managing over $1bn for disadvantaged & disabled Australians, was Enterprise Program Director of the Future of Financial Advice Reforms at NAB, and began his career with 8 years at Accenture. He has a masters in Law, has served as a board member of Lifeline Northern Beaches, and passionately believes in better banking for Australians.

Stephen Garner

Van Le, Chief Strategy & Innovation Officer

Van is an expert in customer experience design and has worked in financial services and other industries in CXD, but also public policy, regulatory strategy, organisational transformation, business & product development, operational excellence, and leadership & resilience programs. She has an MBA, lectures at UNSW, and is a former lawyer and public servant. Van also sits on SDN Children’s Services research & ethics committee. Growing up in Perth, she arrived in Australia as an 11 month old refugee.

Stephen Garner

Andy Rigg, Chief Operating Officer

Andy has over 25 years global experience in financial services and he prides himself on delivering transformational change in interesting and stimulating environments. This is endorsed by time in both large (Barclays Bank UK and Africa, HSBC) and small private organisations. Driven by customer experience outcomes he has led sales growth strategies in multi-brand and channel organisations. He is a fiercely competitive team player who has a passion for creating better banking in Australia.

Stephen Garner

Michele Davenport, Chief Risk Officer

Michele is a highly experienced risk and compliance professional. She has almost 30 years’ experience in both Australia and the UK, with half of her career working for major financial institutions in Australia and 15 years as a financial regulator. Before joining Xinja, Michele was Head of Global Regulatory Relations for CBA. Michele held a number of other risk and compliance roles at CBA and also ran prudential compliance and regulatory relations teams at Westpac and St George for 7 years and worked in Treasury Credit at Rothschild Australia.

Stephen Garner

Dave Chapman, Chief Information Officer

Dave has held a number of senior IT roles in Financial Services covering Australia and Asia/Pacific for over 30 years. He has been recognised by the industry on several occasions for leadership and outcomes in innovative systems design and solution development across multiple technology domains. Supported by a strong background in data and analytics, Dave’s objective is to utilise his passion for sustainable business practices and technology-backed process innovation to bring customers the best possible banking experiences.

Stephen Garner

Camilla Cooke, Chief Marketing Officer

Camilla has over 25 years experience in marketing, specialising in digital & data driven areas. She has worked in London & Sydney as a digital strategist for start-ups, not for profits and blue chip clients including Microsoft, Unilever, CBA, Vodafone and Qantas Frequent Flyer. She ran the digital campaign for the ALP in 2007 (KEVIN07) and from 2013-15 was Marketing Director at Cure Brain Cancer. She continues pro bono work in the not-for-profit area where she is a passionate advocate for change.

Stephen Garner

Verity Froud, Treasurer

Verity has 20 year experience in financial services, predominantly in securitisation funding roles for various businesses. Before Xinja, she was an Associate Director at Macquarie Bank developing BFS’s mortgage analytics capability. Previous roles include Treasurer at Bluestone Mortgages during the GFC and working at AMP in actuarial services, where she developed a keen interest in data, modelling and risk analysis. Verity volunteers to run the banking at her children’s school.

Stephen Garner

Jonathan Mogg, Director, Risk & Capital Strategy

Jonathan is a senior risk professional with over 20 years’ experience across financial services both in consulting and senior management roles. Prior to joining Xinja, Jonathan was Group Head of Risk Management at QBE, where he was responsible for the group’s overall risk management strategy, framework and general risk related matters. Before joining QBE, Jonathan was a partner in Ernst & Young’s Financial Services Advisory Practice and was Global Solutions Leader for operational risk.