how money should be

We are building an independent, 100% digital neobank for Australians. Designed for mobile – made for people.

JOIN US
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working for you

Always know where you are with your money, track your spend, stash for specific things, pay less interest or earn more, never miss a bill. All on your phone.
SAVE | MORE
SAVE
MORE
RINGFENCE | $$$
RINGFENCE
$$$
TRACK YOUR | SPEND
TRACK YOUR
SPEND
KNOW WHERE | YOU'RE AT
KNOW WHERE
YOU'RE AT
DON'T MISS | BILLS
DON'T MISS
BILLS
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easy as… and fun

Set up your account in seconds with zero paperwork. Friendly fast support with in-app chat. Better, faster money decisions without the angst.

a win - win

100% digital + latest technology = low costs for us & competitive rates & low or no fees for you. Plus we design our products to help you get ahead – if you do well, so do we.

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so build your own bank

Join the Founding Xinja community, get early access to products & versions of the app, test it and feedback. We are building a bank together, so it will be what you want.
Xinja

money thoughts

news

What made you swipe right… (survey results)

What made you swipe right… (survey results)

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Secret lives of Xinjas: fixerxinja & nanoxinja

Secret lives of Xinjas:
fixerxinja & nanoxinja

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Savings rules of thumb

Savings rules of thumb

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Xinja tales: jazzy Heather

Xinja tales:
jazzy Heather

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