how money should be

We are building an independent, 100% digital neobank for Australians. Designed for mobile – made for people. We are not a bank yet but we want to be, and we want you to be a part of it.

JOIN US
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working for you

Always know where you are with your money, track your spend, stash for specific things, pay less interest or earn more, never miss a bill. All on your phone.
SAVE | MORE
SAVE
MORE
RINGFENCE | $$$
RINGFENCE
$$$
TRACK YOUR | SPEND
TRACK YOUR
SPEND
KNOW WHERE | YOU'RE AT
KNOW WHERE
YOU'RE AT
DON'T MISS | BILLS
DON'T MISS
BILLS
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easy as… and fun

Set up your account in seconds with zero paperwork. Friendly fast support 24/7 with in-app chat. Better, faster money decisions without the angst.

a win - win

100% digital + latest technology = low costs for us & competitive rates & low or no fees for you. Plus we design our products to help you get ahead – if you do well, so do we.

SaveSave

so build your own bank

Join the Founding Xinja community, get access to the early cards & app, test it and feedback. We are building a bank together, so it will be what you want.
Xinja

money thoughts

news

Xinja app features & product updates

Xinja app features & product updates

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Lean-Agile 101

Lean-Agile 101

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Know your Xinjas: or your Vanessas…McNamara & Fierens

Know your Xinjas:
or your Vanessas…McNamara & Fierens

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Core Banking for Neos

Core Banking for Neos

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Zero to frugal: Diary of an overspender pt. 4

Zero to frugal:
Diary of an overspender pt. 4

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