how money should be

We are building the first, Australian, 100% digital bank. Designed for mobile – made for people. We’re not a bank yet, but we want to be, and we want you to be a part of it.

JOIN WAITLIST

working for you

Always know where you are with your money, track your spend, stash for specific things, pay less interest or earn more, never miss a bill. All on your phone.
SAVE | MORE
SAVE
MORE
RINGFENCE | $$$
RINGFENCE
$$$
TRACK YOUR | SPEND
TRACK YOUR
SPEND
KNOW WHERE | YOU'RE AT
KNOW WHERE
YOU'RE AT
DON'T MISS | BILLS
DON'T MISS
BILLS

easy as… and fun

Set up your account in seconds with zero paperwork. Friendly fast support 24/7 with in-app chat. Better, faster money decisions without the angst.

a win - win

100% digital + latest technology = low costs for us & competitive rates & low or no fees for you. Plus we design our products to help you get ahead – if you do well, so do we.

SaveSave

so build your own bank

Join the Founding Xinja community, get access to the early cards & app, test it and feedback. We are building a bank together, so it will be what you want.
Xinja

news

Equity crowdfunding…..in numbers

Equity crowdfunding…..in numbers

Continue reading
Xinja Mates: Equal Experts

Xinja Mates:
Equal Experts

Continue reading
Xinja’s response to the Productivity Commission’s draft report

Xinja’s response to the Productivity Commission’s draft report

Continue reading
The Australian: Richard Gluyas on the future of banking in Australia

The Australian:
Richard Gluyas on the future of banking in Australia

Continue reading